Some Social Security recipients will receive their retirement checks this week.
Over 60 million Americans receive Social Security benefits monthly, but payments are staggered due to the large number of recipients. Payment timing is based on the beneficiary’s birthdate.
This week, those born between the 11th and 21st of any month (excluding pre-1997 claimants) will receive their payments. If you were born earlier, you should have received your check already, while those born later will be paid next Wednesday.
Recipients of Social Security Disability Insurance are also paid based on birthdate. SSI recipients and pre-May 1997 claimants should have received payments on July 1 and July 3, respectively.
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If your payment is delayed, the SSA advises waiting three working days before contacting them.
Payments vary depending on factors such as claiming age and earning history, with the maximum being $4,873 per month in 2024, expected to increase in 2025 due to COLA adjustments.
The highest benefits are for those retiring at 70; retiring at 62 yields a $2,710 maximum income. SSA reports an average payment of $1,907 in January.
Retirement age ranges from 66 to 67 based on birth year. The SSA online calculator helps retirees determine their eligible payouts.